Can your trustee convert your Ch 7 to a Ch 13 if he decides that you will have enough money to make
When you file for Chapter 7 Bankruptcy, the courts will appoint a trustee to take control of your estate and liquidate your assets to pay off any debt you possess. When you file for Chapter 13 Bankruptcy, it is basically the same principle, except that you are the one in full control of your estate and assets, and it requires a specific repayment plan laid out. Chapter 13 is less stressful than Chapter 7, as it is less damaging. With that said though, even if your trustee believes you are better off to file for Chapter 13, you cannot convert it from a Chapter 7. That is because you have already filed to the state for the Chapter 7, and the courts already appointed someone to take full control of your assets. This does happen sometimes where someone files for the more stressful bankruptcy, and lets someone else liquidate their assets when they could've gone a different route.